Free Paycheck Calculator
Calculate your take-home pay instantly with federal, state, and FICA tax deductions for all 50 US states.
Paycheck Breakdown
- Gross Pay$2,884.62
- Federal Income Tax−$295.00
- California State Tax−$113.11
- Social Security (6.2%)−$89.42
- Medicare (1.45%)−$20.91
- SDI−$31.73
- Net Pay$2,334.44
Calculate Your Take-Home Pay
How to Use This Paycheck Calculator
Enter your gross salary or hourly rate, select your state and filing status, and our paycheck calculator instantly estimates your take-home pay. Results update in real time as you type. The calculator accounts for federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and any pre-tax deductions you enter.
More Calculators
Looking for something more specific? Try our take-home pay calculator, salary calculator (convert hourly, monthly, and annual pay), or our hourly paycheck calculator for hourly workers and overtime.
Understanding Your Paycheck Deductions
Your gross pay is your total earnings before any deductions. Federal income tax is withheld based on your W-4 form and the IRS tax brackets. Social Security tax is 6.2% of wages up to $184,500 (2026). Medicare tax is 1.45% on all wages. State income tax varies by state — nine states have no income tax at all: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
Paycheck Calculators by State
Need state-specific calculations? We have dedicated paycheck calculators for all 50 states, including:
Federal Tax Withholding Explained
Federal income tax uses progressive brackets ranging from 10% to 37% for 2026. The standard deduction ($16,100 for single filers, $32,200 for married filing jointly) reduces your taxable income before brackets are applied. Your employer withholds tax each pay period based on your W-4 elections.
Frequently Asked Questions
How is federal income tax calculated on my paycheck?
Federal income tax is calculated based on your annual salary, filing status, and the IRS tax brackets. For 2026, the rates range from 10% to 37%. The standard deduction ($16,100 for single filers) is subtracted before applying the brackets.
What is FICA tax?
FICA (Federal Insurance Contributions Act) includes Social Security (6.2% up to $184,500 in wages for 2026) and Medicare (1.45% on all wages). An additional 0.9% Medicare tax applies to income over $200,000 for single filers.
How often is this calculator updated?
Our paycheck calculator is updated annually to reflect the latest IRS tax brackets, standard deductions, and Social Security wage base for the current tax year.
Is this paycheck calculator accurate?
Yes. Our calculator uses the official IRS Publication 15-T withholding tables and the latest state tax rates for all 50 states. Results are estimates and may vary slightly from your actual paycheck depending on your employer's exact withholding method.