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Updated for 2026 tax year

Illinois Take Home Pay Calculator

Free Illinois (IL) take home pay calculator with 2026 state and federal tax rates. Estimates are for planning — not tax advice.

Income
Tax Information
Estimated Net Pay
$2,063.95
per bi-weekly paycheck

Paycheck Breakdown

  • Gross Pay$2,492.31
  • Federal Income Tax$215.23
  • Illinois State Tax$117.80
  • Social Security (6.2%)$77.26
  • Medicare (1.45%)$18.07
  • Net Pay$2,063.95
Annual Gross
$64,800.00
Effective Tax Rate
17.19%

Illinois Paycheck & Tax Overview

Illinois state withholding uses 4.95% as the top marginal rate in our 2026 model. The Illinois minimum wage is $15.00/hour as of 2026 (verify with your state labor department for the latest rate). Workers in Chicago, Springfield, Naperville, and elsewhere in Illinois use this Illinois take-home pay calculator with 2026 tax tables — Illinois applies a 4.

Illinois State Income Tax Brackets — 2026

Taxable income (annual)Rate
Flat rate on taxable wages4.95%

Example: Illinois paycheck for $64,800/year salary

Single filer, biweekly pay — estimated $2,492 gross per check, about $2,064 take-home after federal ($215), state ($118), and FICA ($95). Enter your own numbers in the calculator for a personalized result.

Official tax sources

We align calculations with IRS Publication 15-T and state revenue guidance. Verify rules on official sites:

More Illinois calculator tools

All state calculators · ← US Paycheck Calculator · Illinois Pay Stub Generator →

Illinois Paycheck Calculator FAQ

Does Illinois have state income tax on paychecks?

Yes. Illinois applies a 4.95% flat state income tax on taxable wages after deductions.

How much tax is taken out of a $64,800/year salary paycheck in Illinois?

For a single filer paid biweekly, estimated biweekly gross is about $2,492 with net take-home around $2,064 (federal ~$215, state ~$118, FICA ~$95). Your actual check varies with W-4, benefits, and local taxes.

How is Illinois paycheck tax different from other states?

Illinois state withholding uses 4.95% as the top marginal rate in our 2026 model. Our 2026 calculator applies flat 4.95% state income tax for Illinois workers.

What is the Illinois minimum wage for 2026?

Illinois's reference minimum wage on this page is $15.00/hour. Minimum wage affects gross pay; net pay depends on withholding and deductions in the calculator above.

What is take-home pay in Illinois?

Take-home pay is gross wages minus federal tax, Illinois state tax, FICA, and any deductions you enter. The example on this page uses $64,800/year salary to show a realistic Illinois biweekly check.

Is this Illinois calculator updated for 2026?

Yes. We update Illinois brackets, flat rates, SDI, and federal tables each tax year. Last reviewed for the 2026 tax year. Estimates only — not tax advice.