Iowa Payroll Calculator
Free Iowa (IA) payroll calculator with 2026 state and federal tax rates. Estimates are for planning — not tax advice.
Paycheck Breakdown
- Gross Pay$2,061.54
- Federal Income Tax−$163.54
- Iowa State Tax−$54.81
- Social Security (6.2%)−$63.91
- Medicare (1.45%)−$14.95
- Local Tax−$1.65
- Net Pay$1,762.69
Employer Payroll Cost
- Employer SS Match (6.2%)$127.82
- Employer Medicare (1.45%)$29.89
Iowa Paycheck & Tax Overview
Iowa uses a flat 3.8% rate plus a small average local surtax in many school districts. The Iowa minimum wage is $7.25/hour as of 2026 (verify with your state labor department for the latest rate). Workers in Des Moines, Cedar Rapids, Davenport, and elsewhere in Iowa use this Iowa payroll calculator with 2026 tax tables — Iowa applies a 3.
Iowa workers may also owe city or county income tax. Our calculator adds a statewide average local rate of 0.1% where applicable — your city may differ (check your local revenue office).
Iowa State Income Tax Brackets — 2026
| Taxable income (annual) | Rate |
|---|---|
| Flat rate on taxable wages | 3.80% |
Typical local/city income tax (statewide average): 0.08% — included in calculator estimates where applicable.
Example: Iowa paycheck for $53,600/year salary
Single filer, biweekly pay — estimated $2,062 gross per check, about $1,763 take-home after federal ($164), state ($55), and FICA ($79). Enter your own numbers in the calculator for a personalized result.
Official tax sources
We align calculations with IRS Publication 15-T and state revenue guidance. Verify rules on official sites:
More Iowa calculator tools
All state calculators · ← US Paycheck Calculator · Iowa Pay Stub Generator →
Iowa Paycheck Calculator FAQ
Does Iowa have state income tax on paychecks?
Yes. Iowa applies a 3.8% flat state income tax on taxable wages after deductions. Local/city taxes add approximately 0.08% based on statewide averages.
How much tax is taken out of a $53,600/year salary paycheck in Iowa?
For a single filer paid biweekly, estimated biweekly gross is about $2,062 with net take-home around $1,763 (federal ~$164, state ~$55, FICA ~$79). Your actual check varies with W-4, benefits, and local taxes.
Does Iowa have local tax on paychecks?
Many Iowa cities and counties add local income tax on wages. This calculator includes a statewide average local rate of about 0.08% — verify your municipality on your state revenue site.
What is the Iowa minimum wage for 2026?
Iowa's reference minimum wage on this page is $7.25/hour. Minimum wage affects gross pay; net pay depends on withholding and deductions in the calculator above.
What payroll taxes do Iowa employers pay?
Employers match employee Social Security (6.2% up to the wage base) and Medicare (1.45%). Iowa may require state unemployment and withholding deposits — employee state income tax is separate from employer FICA.
Is this Iowa calculator updated for 2026?
Yes. We update Iowa brackets, flat rates, SDI, and federal tables each tax year. Last reviewed for the 2026 tax year. Estimates only — not tax advice.